PANPAY Compliance team

PanPay's core system meets international financial-industry standards and delivers bank-grade security and stability, ensuring safe and compliant operations.

Our team members work in Europe, China, Hong Kong and USA. Worldwide expertise ensures that your payments if safe with PanPay. PanPay core system security meets the AML requirements of European banking institutions.

PanPay follows the General Data Protection Regulation (GDPR) ，the UK Data Protection Act 2018 (DPA 2018), the Payment Act (PSD2), the UK Payment Services Regulations 2017(PSRs 2017) compliance requirements.

Funds security

Customer funds are fully segregated from corporate funds and held in safeguarding accounts with regulator-approved banks or authorised custodians, ensuring safety, compliance, and transparency.

Risk control compliance

PanPay integrates Refinitiv's World-Check as its AML/CTF (anti-money laundering and counter-terrorist financing) database, covering over 240 countries and regions, with 100% coverage of sanctions, watch, and regulatory lists.

System compliance

PanPay's core system meets international financial-industry standards and delivers bank-grade security and stability, ensuring safe and compliant operations.

Data compliance

PanPay meets the European's highest level of data protection regulatory requirements, and complies with the General Data Protection Regulation (GDPR) ，the UK Data Protection Act 2018 (DPA 2018) ，the Payment Act (PSD2) , the UK Payment Services Regulations 2017(PSRs 2017) requirements.

Qualifications of PanPay

Panpay has a number of branches around the world that meet the regulatory requirements of local central banks and financial management departments

PanPay Hong Kong

Registered with the State Administration of Foreign Exchange for foreign-related business
License Number: 20-11-02985

PanPay USA

Holds 50 US states money service provider license
License Number: 31000253523874

PanPay UK

Holds an Electronic Money Institution license issued by the UK Financial Conduct Authority (FCA).
License Number: 1015835