Bank level cross-border financial services

泛付 PanPay 泛付 PanPay 泛付 PanPay 泛付 PanPay 泛付 PanPay 泛付 PanPay 泛付 PanPay 泛付 PanPay 泛付 PanPay 泛付 PanPay
泛付 PanPay 泛付 PanPay 泛付 PanPay 泛付 PanPay 泛付 PanPay 泛付 PanPay

Bank level cross-border financial services

Private and Corporate accounts

Remote account opening

Multicurrency accounts

Collection account ≠ Virtual account

Fully functional multicurrency account, no restrictions for transfers, funds can be saved in the account. Ultimate solution for cross-border business

Qualification requirements
Account type
Account functions
Currency conversion
Financial security
Account opening method
Account opening cycle
Financial institutions solutions
Commercial Banks
Bank-level license
Real Account: current account issued in customer name (no reference codes under account holder details)
Global collection and payment, exchange, funds can be free to transfer, stay
Support, high margins, limits apply
Funds kept in the central bank's reserve accounts, reliable
Counter registration, overseas customer service
About 3 months
PanPay
EMI license
Real Account: current account issued in customer name (no reference codes under account holder details)
Local / global payments received, foreign exchange, money can freely transfer, stay
Support, low margins, no limit
Customer funds separated and safeguarded in Central bank or reliable bank deposit account.
Online registration, local customer service
2-3 working days
Payment company solutions
Payment company
Payment license
Virtual account: limited functionality, account under payment company name ( display business name in payment details)
One-way funds collection and withdrawal to own account in other bank, funds cannot stay in the account
Not necessarily supported
Funds are deposited in the main account of the payment company, and there is a risk of funds loss in case of company insolvency
Online registration, local customer service
2-3 working days

E-banking + financial technology - innovative solutions of cross-border financial services

Financial qualification

PanPay has obtained an EMI license. PanPay's core system is certified by the central bank and directly connected to the central bank's clearing system. Its system security standards meet the requirements of banking institutions.

Financial security

100% of the customer funds in PanPay, are safeguarded in Central banks or most reputable biggest banks safeguarding accounts. This ensure customer funds are always protected, even in insolvency of the company, customer funds will be separated and safely returned to the customers.

System security

PanPay's core is directly connected to the central bank's clearing system and complies with the EU General Data Protection Regulation (GDPR) and the EU Payment Act (PSD2) requirements. Company continuously investing in advanced security and screening solutions in their IT systems to protect customers.

Partner

温州银行

温州银行

SEPA 欧元支付组织

SEPA 欧元支付组织

欧洲支付理事会

欧洲支付理事会

汤森路透

汤森路透

外综服

外综服

中铁物流集团

中铁物流集团

源码资本

源码资本

中信银行

中信银行

中信国际

中信国际

浦发银行

浦发银行

上海银行

上海银行

芝加哥国际银行

芝加哥国际银行