PanPay API

PanPay OpenBanking

PanPay's Open Banking API is a secure and user-friendly interface that enables authorized third-party applications to access and utilize a wide range of financial services and information. Built on REST principles, the API provides developers with seamless integration and standardized communication, empowering them to enhance their applications with features such as account management, payments, and transaction history.

Who can access API

If you operate as a Payment Initiation Service Provider (PISP) or Account Information Service Provider (AISP) in the European Union (EU) or the United Kingdom (UK), you are authorized by financial regulatory bodies in the respective jurisdictions as per PSD2 (Revised Payment Services Directive).
To access our Open Banking API, you must use a valid eIDAS certificate or Open Banking (OBIE) certificate to register your application for production.

Permissions

In order to get access to PanPay sandbox please fill contact us form.

POSThttps://enib.panpay.com/psd/v1/ais/getToken.do

Retrieve token

Headers

Name

Description

client-Id *

string

testpanpy

timestamp *

string

1687844566

sign *

string

123456

Parameters

Name

Description

grantType *

string

authorizationCode

refreshToken

string

202709cf-310b-4092-8352-0a348872b998

code

string

123456

Responses

Code

Description

200

{
  "success": true,
  "result": {
    "token": "1dff02d0-8309-48d9-aed3-cf5489e05edb",
    "refreshToken": "9da7f3e9-4595-4f62-afcf-71353a89a14c",
    "tokenTime": 3600000,
    "refreshTokenTime": 7776000000
  },
  "errorCode": "",
  "errorDescription": ""
}

POSThttps://enib.panpay.com/psd/v1/nanoAcct/account/list.do

Retrieve account details using a customer's email

Headers

Name

Description

client-Id *

string

testpanpy

timestamp *

string

1687844566

sign *

string

123456

Authentication *

string

1dff02d0-8309-48d9-aed3-cf5489e05edb

Responses

Code

Description

200

{
  "success": true,
  "result": {
    "P": [
	    {
		    "iban": "LT923870010000004224",
		    "currency": "EUR"
	    },
	    {
		    "iban": "GBXXCLJU04130780062746",
			"currency": "GBP"
			},
			{
				"iban": "GBXXCLJU04130780062948",
				"currency": "GBP"
			},
			{
				"iban": "LT653870010000004225",
				"currency": "EUR"
			},
			{
				"iban": "LT273870010000004230",
				"currency": "EUR"
			},
			{
				"iban": "GBXXCLJU04130780063319",
				"currency": "GBP"
			}
		],
		"This customer Company Account": [
			{
				"iban": "LT893870020000004229",
				"currency": "EUR"
			},
			{
				"iban": "GBXXCLJU04130780062972",
				"currency": "GBP"
			},
			{
				"iban": "LT773870020000004251",
				"currency": "EUR"
			},
			{
				"iban": "GBXXCLJU04130780064135",
				"currency": "GBP"
			}
		],
		"Nenumanua": []
  },
  "errorCode": "",
  "errorDescription": ""
}

POSThttps://enib.panpay.com/psd/v1/nanoAcct/{accountNumber}/balance.do

Retrieve account balance

Path

Name

Description

accountNumber *

string

LT923870010000004224

Headers

Name

Description

client-Id *

string

testpanpy

timestamp *

string

1687844566

sign *

string

123456

Authentication

string

1dff02d0-8309-48d9-aed3-cf5489e05edb

Responses

Code

Description

200

{
        "success": true,
    "result": {
        "EUR": 11892736.47,
        "CNY": 218324.48,
        "USD": 3317.88
    },
    "errorCode": "",
    "errorDescription": ""
  }

POSThttps://enib.panpay.com/psd/v1/ais/auth.do

Authorization

Headers

Name

Description

client-Id *

string

testpanpy

timestamp *

string

1687844566

sign *

string

123456

Webhook-URL

string

https://test.panpay.com

Parameters

Name

Description

mail *

string

apitest@panpay.com

gogleCode *

string

123456

Responses

Code

Description

200

{
    "success": true,
    "result": {},
    "errorCode": "",
    "errorDescription": ""
  }

POSThttps://enib.panpay.com/psd/v1/nanoTrade/{accountNumber}/history.do

Transaction history request

Path

Name

Description

accountNumber *

string

LT923870010000004224

Headers

Name

Description

client-Id *

string

testpanpy

timestamp *

string

1687844566

sign *

string

123456

Authentication *

string

1dff02d0-8309-48d9-aed3-cf5489e05edb

Parameters

Name

Description

timeFrom *

string

1988-11-06 16:30:15

timeTill *

string

1971-10-06 13:26:07

pageNo *

integer

pageSize *

integer

currency *

string

EUR

Responses

Code

Description

200

{
    "success": true,
    "result": {
        "curPage": 1,
        "pageSize": 10,
        "totalCount": 28,
        "resultList": [
            {
                "accountNumber": "LT353870020000004231",
                "currency": "EUR",
                "txnType": "OUTGOING",
                "txnAmount": 1.0000,
                "txnTime": "2023-06-27 11:05:33",
                "orderNo": "NAF000000484975"
            },
            {
                "accountNumber": "LT353870020000004231",
                "currency": "EUR",
                "txnType": "OUTGOING",
                "txnAmount": 27.0000,
                "txnTime": "2023-06-27 11:05:33",
                "orderNo": "NAF000000484973"
            },
            {
                "accountNumber": "LT353870020000004231",
                "currency": "EUR",
                "txnType": "OUTGOING",
                "txnAmount": 1.0000,
                "txnTime": "2023-06-27 11:04:16",
                "orderNo": "NAF000000484971"
            },
            {
                "accountNumber": "LT353870020000004231",
                "currency": "EUR",
                "txnType": "OUTGOING",
                "txnAmount": 65.0000,
                "txnTime": "2023-06-27 11:04:16",
                "orderNo": "NAF000000484969"
            },
            {
                "accountNumber": "LT353870020000004231",
                "currency": "EUR",
                "txnType": "OUTGOING",
                "txnAmount": 1.0000,
                "txnTime": "2023-06-27 10:25:10",
                "orderNo": "NAF000000484967"
            },
            {
                "accountNumber": "LT353870020000004231",
                "currency": "EUR",
                "txnType": "OUTGOING",
                "txnAmount": 65.0000,
                "txnTime": "2023-06-27 10:25:10",
                "orderNo": "NAF000000484965"
            },
            {
                "accountNumber": "LT353870020000004231",
                "currency": "EUR",
                "txnType": "OUTGOING",
                "txnAmount": 1.0000,
                "txnTime": "2023-06-27 10:24:27",
                "orderNo": "NAF000000484963"
            },
            {
                "accountNumber": "LT353870020000004231",
                "currency": "EUR",
                "txnType": "OUTGOING",
                "txnAmount": 65.0000,
                "txnTime": "2023-06-27 10:24:27",
                "orderNo": "NAF000000484961"
            },
            {
                "accountNumber": "LT353870020000004231",
                "currency": "EUR",
                "txnType": "OUTGOING",
                "txnAmount": 1.0000,
                "txnTime": "2023-06-27 10:23:07",
                "orderNo": "NAF000000484959"
            },
            {
                "accountNumber": "LT353870020000004231",
                "currency": "EUR",
                "txnType": "OUTGOING",
                "txnAmount": 65.0000,
                "txnTime": "2023-06-27 10:23:07",
                "orderNo": "NAF000000484957"
            }
        ],
        "beginIndex": 1,
        "endIndex": 10,
        "pageCount": 3
    },
    "errorCode": "",
    "errorDescription": ""
}

POSThttps://enib.panpay.com/psd/v1/pis/getOne.do

Payment details request

Headers

Name

Description

client-Id *

string

testpanpy

timestamp *

string

1687844566

sign *

string

123456

Authentication *

string

1dff02d0-8309-48d9-aed3-cf5489e05edb

Responses

Code

Description

200

{
    "success": true,
    "result": "1b832e01-8a67-40ac-be9e-2e62aea6f9b5",
    "errorCode": "",
    "errorDescription": ""
}

POSThttps://enib.panpay.com/psd/v1/pis/payment.do

Payment initiation request

Headers

Name

Description

client-Id *

string

testpanpy

timestamp *

string

1687844566

sign *

string

123456

Authentication *

string

1dff02d0-8309-48d9-aed3-cf5489e05edb

request_id *

string

1b832e01-8a67-40ac-be9e-2e62aea6f9b5

Parameters

Name

Description

debtorAccountNumber *

string

LT353870020000004231

paymentCurrency *

string

EUR

transferOutCurrency *

string

EUR

amount *

string

postscript *

string

proident in

captcha *

string

123456

swiftCode *

string

LTLTLTLT

aba

string

eu culpa consectetur amet Excepteur

endToEndId

string

endToEndId

beneficiaryInfo *

OBject

{
"beneficiaryName": "Edward Martinez",
"beneficiaryCountryEN": "mbfxwr",
"beneficiaryCountryCode": "LT",
"beneficiaryType": "1",
"beneficiaryAddress": "smgwciohm",
"swiftCode": "LTLTLTLTLT",
"bankName": "jebmbxxqf",
"bankCountry": "LT",
"bankAddress": "LT",
"accountNo": "LT353870020",
"beneficiaryCurrency": "EUR",
"bankBranch": "yiftcex",
"beneficiaryCountryCN": "cillum ex",
"beneficiaryFirstName": "Timothy",
"beneficiaryCity": "rbagqexs",
"beneficiaryNameCN": "张三",
"beneficiaryStateProvince": "kbt",
"wireAba": "in ",
"beneficiaryLastName": "Clark",
"bankProvince": "ciqqknskt",
"bankCity": "ztipjissk",
"beneficiaryPostcode": "sdgnlw"
},

Responses

Code

Description

200

{
    "success": true,
    "result": "REVIEW",
    "errorCode": "",
    "errorDescription": ""
  }

POSThttps://enib.panpay.com/psd/v1/pis/payment/{paymentId}/status.do

Payment Status Request

Path

Name

Description

paymentId *

string

T1129162670

Headers

Name

Description

client-Id *

string

testpanpy

timestamp *

string

1687844566

sign *

string

123456

Authentication *

string

1dff02d0-8309-48d9-aed3-cf5489e05edb

Responses

Code

Description

200

{
     "success": true,
    "result": "REVIEW",
    "errorCode": "",
    "errorDescription": ""
}

PRICING: Business Banking

COMPLIANCE: Introduction; Code of Conduct

HELP: Sandbox; FAQ; Google Authenticator

ABOUT: Company; Team; Contact; FAQ; Careers

Service Agreement Complaint Policy Privacy Policy

PanPay USA Inc. is authorized by the FinCEN of the United States under the Money Service Operator Regulations.

PanPay USA Inc. BIC (SWIFT): PNUAUS62.

PanPay Hong Kong Limited is authorized by the Commissioner of Customs & Excise under the Money Service Operator Regulations.

PanPay Hong Kong Limited BIC (SWIFT): PAHNHKK2.

UAB PanPay Europe is authorized by Bank of Lithuania (part of European Central Bank) under the unrestricted Electronic Money Regulations.

UAB PanPay Europe Financial Institution Code: 38700, UAB PanPay Europe BIC (SWIFT): PAEOLT21.