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PanPay USA is authorized by the FinCEN of the United States under the Money Service Operator Regulations；
PanPay Hong Kong is authorized by the Commissioner of Customs & Excise under the Money Service Operator Regulations；
PanPay Europe is authorized by Bank of Lithuania (part of European Central Bank) under the unrestricted Electronic Money Regulations.
PanPay Europe Financial Institution Code: 38700, PanPay Europe BIC (SWIFT): PAEOLT21.