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PanPay USA is authorized by the FinCEN of the United States under the Money Service Operator Regulations；
PanPay Hong Kong is authorized by the Commissioner of Customs & Excise under the Money Service Operator Regulations；
PanPay Europe is authorized by Bank of Lithuania (part of European Central Bank) under the unrestricted Electronic Money Regulations.
PanPay Europe Bank code: 38700, PanPay Europe BIC (SWIFT): PAEOLT21.