Transparent Pricing
Simple, transparent pricing with no hidden fees. Actual fees are subject to your account agreement and the latest pricing published by PanPay.
Business Categories
Pricing Based on Business Profile
Pricing is determined by your company structure, jurisdiction, and compliance review requirements.
Standard Onboarding
Jurisdictions
Hong Kong · United Kingdom · European Union · Singapore · United States
Business Types
Goods Trade · Freight Forwarding · Logistics
Enhanced Onboarding
Jurisdictions
Hong Kong · United Kingdom · European Union · Singapore · United States
Business Types
Services Trade · Complex Ownership Structures · Higher Individual Transaction Exposure
Additional Onboarding
Jurisdictions
Multi-Jurisdiction Structures
Business Types
Goods Trade · Freight Forwarding · Logistics
Account Fees
Item
Standard
Enhanced
Additional
Onboarding
StandardFree
EnhancedFree
Additional€100
Single-Currency Account Activation
Standard€10 / Account
Enhanced€10 / Account
Additional€10 / Account
Multi-Currency Account Activation
Standard€30 / Account
Enhanced€30 / Account
Additional€30 / Account
Account Maintenance
Standard€5 / Account / Month
Enhanced€5 / Account / Month
Additional€5 / Account / Month
Account Closure
Overdue unresolved balances of uncontactable or non-compliant clients will be transferred to a special account on closure, subject to a €30/month fee.
StandardFree
EnhancedFree
AdditionalFree
Incoming Payment Fees
Item
Standard
Enhanced
Additional
Payments from Other PanPay Accounts
StandardFree
EnhancedFree
AdditionalFree
International Wire Transfers (
SHA
) & Local CollectionsStandard€1
Enhanced0.1% (Min. €15)
Additional0.1% (Min. €15)
Additional Compliance Review
Standard0.1% (Min. €15)
EnhancedIncluded
AdditionalIncluded
Additional fees may be charged by intermediary or correspondent banks.
Outgoing Payment Fees
Item
Standard
Enhanced
Additional
Payments to Other PanPay Accounts
StandardFree
EnhancedFree
AdditionalFree
International Wire Transfers (
SHA
)Standard€15
Enhanced0.1% (Min. €30)
Additional0.1% (Min. €30)
Fast Payment Service
StandardAdditional €15
EnhancedAdditional €15
AdditionalAdditional €15
Additional Compliance Review
Standard0.1% (Min. €15)
EnhancedIncluded
AdditionalIncluded
Payments to Individuals
Standard0.1% (Min. €30)
Enhanced0.1% (Min. €30)
Additional0.1% (Min. €30)
CNY Settlement Remittance
Item
All Business Categories
Standard CNY Settlement Remittance
All Business Categories0.4%–1.0% (Min. €15)
Instant CNY Settlement Remittance
All Business Categories1.0% (Min. €30)
One-Time Service Fees
Company Information Update€30
Account Confirmation Letter€30
Recalled or Fraud-Related Incoming Payment€30
Returned Payment€30
Payment Amendment or Cancellation Request€30
Payment Investigation Request€30
Important NoticeSettlement times involving intermediary banks cannot be guaranteed. Additional fees may be charged by intermediary or correspondent banks. Transactions involving sanctioned jurisdictions or sanctioned financial institutions will not be processed.
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